Welcome Consumers!

If you are considering buying a manufactured home or modular home or you are searching for the right manufactured home financing solution you need experienced professionals to assist you.

Today, manufactured and modular homes are the most cost effective quality home building option available. But when it comes to financing mobile homes, manufactured homes or modular homes the wrong financing can eliminate the savings pre-manufacturing has to offer. Conventional mortgage lenders tend to offer a "one size fits all" approach that is meant for site or "stick built" homes, not for financing mobile, manufactured or modular homes.

You may need mobile, manufactured or modular home financing depending on: the product; whether it is going in a community or on private property; do you currently own the land or are you purchasing; is the home new or pre-owned; single section or multi sectionĄ­ These all require different lending programs and lenders based on federal and state banking regulations as well as local code enforcement. Then there is the most important consideration - your personal needs and preferences. There are very few lenders or brokers who specialize in manufactured or modular home financing. Most have programs suited to a very limited number of situations. Payment Plans is truly the only source that can provide any type of manufactured home financing required.

Here at Payment Plans we have been providing manufactured and modular home financing solutions to home buyers for over half a century. We can work with you and your builder, retailer or realtor to structure a manufactured home finance program that fits your personal and financial requirements at the best pricing. We will be with you from the moment you apply until you move into your new home. And if you are looking for a mobile or manufactured home builder or retailer in your area, we will gladly refer you to a reputable and competent builder or retailer.

Whether you are a first time home buyer, an experienced manufactured home purchaser or looking to retire into a community, we would be pleased to serve you.

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2741 Transit Rd - Elma, New York 14059
1.800.950.0070 | Fax 1.800.950.0069 | info@paymentplans.com