Welcome Consumers!
If you are considering purchasing a Manufactured or Modular Home or you are searching for the right financing solution you need experienced professionals to assist you.
Today, Manufactured and Modular Homes are the most cost effective quality home building option available. But when it comes to financing, the wrong financing can eliminate the savings pre-manufacturing has to offer. Conventional Mortgage lenders tend to offer a "one size fits all" approach that is meant for site or "stick built" homes.
How you finance your home depends on whether you are purchasing a Manufactured Home or Modular Home, if it is going in a community or on private property - do you currently own the land or are you purchasing, is it new or pre-owned, single section or multi section… All require different lending programs and lenders based on Federal and State Banking Regulations as well as local code enforcement. Then there is the most important consideration - your personal needs and preferences. There are very few lenders or brokers who specialize in Manufactured or Modular Home financing. Those that do typically have programs suited to a very limited number of situations. Payment Plans is truly the only source that can provide any type of financing required.
Here at Payment Plans we have been providing financing solutions to Manufactured and Modular Home buyers for over half a century. We can work with you and your builder, retailer or Realtor to structure a program that offers you the program that fits your personal home and financial requirements at the best pricing. We will be with you from the moment you apply until you move in to your new home. And if are looking for a builder or retailer in your area, we gladly refer you to a reputable and competent Builder or Retailer in your area.
Whether you are a first time home buyer, an experienced Manufactured Home purchaser or looking to retire into a community, we would be pleased to serve you.
